BBanking Ombudsman Casebook

Case studies / Axis Bank / 2025

Not maintainable

Second complaint filed while the first was still open

Bank · Credit card · duplicate

Complaint no.
N202526023231938
Against
Axis Bank
Filed
3 Jul 2025
Closed
19 Jul 2025
Time taken
16 days
Scheme
RB-IOS 2021
Closure clause
10(2)(b)(i)
Did it help?
My own mistake
Compensation
None

What happened

Three months into the card-charges case I filed a fresh complaint on the same matter out of frustration at the delay.

What the entity said

Not asked to respond.

What the Ombudsman decided

Closed at the intake centre: a complaint on the same cause of action was already pending before the Ombudsman.

My own mistake

Did the Ombudsman help?

My mistake. A duplicate filed out of impatience.

What I took from it

A second complaint does not speed up the first. Send additional material into the existing complaint by replying to the case email, quoting the complaint number.

Related complaints

Summarised from the RBI closure letter and my own correspondence. Names of individuals, account numbers and reference numbers other than the complaint number have been removed.